Why Is Medicare Advantage Plan Right For You?

There is so much to say for having the capacity to get everything that you need under a roof. For beginners, it is more convenient. That is the principle that Medicare Advantage has –a distinctive part of Medicare, which combines a lot of benefits, costs, and care options in one plan. Learn why Medicare Advantage is right for you –keep on reading!

What Is Medicare Advantage Plan?

Medicare Advantage plans are provided by various insurance companies permitted by Medicare. These particular plans are also called Medicare Part C. By law, each Medicare Advantage plan should include coverage for everything that’s covered in Medicare Part A and Part B. In case you don’t know, Medicare Parts A and B are the Original Medicare. That being said, Medicare Advantage Plans include the same outpatient and hospital services. However, these plans might also cover more than Original Medicare.

Once you reach 65 years old, you can enroll in Medicare. You can select either a Medicare Advantage plan or the Original Medicare. People who choose the latter commonly augment it with the Part D – Prescription Drugs Coverage and even Medigap coverage plan, as well. If you aren’t happy with your choice, you are free to make a different option in the next enrollment.

Why Is Medicare Advantage Plan Right For You?

Medicare Advantage plans should cover benefits that are equal to or better than Original Medicare. Further, some Medicare Advantage plans also include some additional benefits like vision, hearing, and dental that aren’t covered through the Original Medicare package.

Here are some reasons why Medicare Advantage is right for you:

1. A lot of Medicare Advantage plans, dissimilar to the Original Medicare, covering vision, hearing, and/or dental care. Commonly, Medicare Advantage plans include coverage for prescription medicines. On the other hand, in Original Medicare, you need to sign up and pay for it first to get the coverage.
2. A Medicare Advantage plan may cost you less. The Original may frequently cause you to foot 20% of numerous bills without any limit on the amount you might need to recompense out-of-pocket.
3. With Original Medicare, there is no Maximum Out-Of-Pocket (MOOP) for all the medical expenses. On the other hand, Medicare Advantage plans have their own yearly MOOP. If you have a high medical cost year, the plan might pick up at 100% when the MOOP has already been reached.
4. The Medicare Advantage plans offer coverage abroad, while the Original Medicare cannot be used outside of the United States borders.

How Do Medicare Advantage Plans Provide Extra Benefits At An Affordable Price?

Medicare Advantage plans to connect the care networks’ power. These networks are groups of health care providers and doctors who contract with your Medicare plan. These help in keeping the expenses down. Further, it also means that your care might not be covered when you go outside the network of your plan.

It is also worth to note that not all Medicare Advantage plans are the same. Therefore, you should have sufficient understanding and knowledge about it. You must purchase a plan from a credible and reliable insurer, like me. I have been doing this for over 30 years now.

Final Thoughts

Medicare Advantage plans bring together the benefits of the other Medicare, plus some extra benefits, under only one plan. Therefore, it assists you with the three C’s –convenience, coverage, and cost. It would be my honor to be there for you during and after your purchase of Medicare Advantage plan. So if you have any comments or questions, like why Medicare Advantage is right for you, just call me, and we will talk about it. Pick up your phone now, and dial 1-877-549-1212!