Medicare Supplement Plans – Avoid the Medicare Gap

Medicare Supplement Plans – Avoid the Medicare Gap

Many Americans believe that when you reach 65, or become disabled, Medicare will cover all of your health care costs. Unfortunately, that just is not true. Many require a Medicare Supplement Plan in order to avoid a gap in coverage.

While Medicare, by itself,  is an excellent service,  it usually doesn’t cover more than 150 days in the hospital or 100 days as an inpatient in a skilled nursing facility. Even an ambulance ride can fall outside the coverage of Medicare. Then there are deductibles and co-pays.

Many people under 65 years old have gone bankrupt due to medical costs, despite having insurance coverage. It’s also very possible to suffer grave financial hardship when you are older than 65 years, as well.  You may have a severe or chronic condition that isn’t adequately covered by your Medicare policy.

Out-of-pocket medical expenses can quickly become a severe financial burden, especially if you are living on a fixed income.  They may even put you at risk of losing your home or vehicle.

That’s where Medicare Supplement Plans comes in to fill the holes in Medicare coverage.  These plans allow you to always have access to the medical care you need without breaking your bank account.

Bridging the Gap

The Medicare Supplement Plan has become a crucial factor in providing older and disabled Americans with financial security while ensuring they receive the full spectrum of health care services they need.

Just like practically everything in this world, finding the right Medicare Supplement Insurance policy for your needs can prove a complex task. The Centers for Medicare and Medicaid Services (CMS) has approved a total of 11 plans. Each of these plans has a different set of benefits and is offered by a variety of providers, often at different costs.  But, not all providers serve all areas. This means that the plan which is the best one available to you can be affected by where you live and which companies offer what plan in your location. If this sounds confusing that’s because it often is.

However, there’s a way to take the confusion out of purchasing a Medicare Supplement Plan. A qualified insurance agent, with expertise in assisting Medicare patients, will find the right policy for your individual situation. I am an insurance agent with the knowledge and experience of over 30 years to help you find the best policy for your needs.

The Takeaway

If you need help with choosing the best Medicare Supplement Plan, log onto One Source Benefits or you can call me and we will surely talk about it. I am more likely to help you with it as I have been doing it for more than 30 years. Call me at 1-877-549-1212, and let’s talk about all your Medicare concerns!

I am happy to help you make the right choice among competing Medicare Supplement policies.  We’ll set up an appointment at your earliest convenience and make sure you have the coverage you need at a price you can afford. I am also available after the policy is issued for any questions or concerns you may have.