Affordable Medicare Supplement Insurance Plans

Affordable Medicare Supplement Insurance Plans

(I actually answer my own phones)

3 Top Tips on How to Avoid Choosing the Wrong Medicare Supplement
Plan

What is a Medicare Supplement / Medigap Coverage?

Medicare Supplement Insurance Plans are meant to cover some of your medical costs that
fall outside your Medicare Plans A & B coverage. This helps particularly
with deductibles and premiums, allowing you more predictable costs since
original
Medicare only covers about 80% of costs.

These plans allow you all the same rights as your Medicare program and do
not limit the physicians you’re required to see.
Medicare Supplement policies have ten standardized plans: A, B, C, D, E, F,
G, K, L, M and N. Laws passed in 1990 require that each of these policies
offers the exact same benefits no matter what company you purchase the
policy from. This means that the only difference will be the premium you pay
and perhaps a few ” bells and whistles” such as household discounts and
Silver Sneakers. Not all carriers offer these extras. Call to find out
which ones do.

What do you need to know before you purchase an Affordable Medicare
Supplement Insurance plan.

A Medicare Supplement Insurance plan is a cost in addition to your Medicare Part B
premium.
Rates vary by age. Depending on which plan you choose you may or may not
have any deductibles to meet prior to coverage beginning. Medicare and the
insurance company will cover cost above these deductibles for the doctor
and hospital expenses.
Part D prescription coverage has a monthly cost in addition to the
Medicare Supplement and will vary in cost per month based on the insurance
carrier chosen. The Part D drug benefit helps to lower the monthly
out-of-pocket expense for prescription drugs.
A Medicare Supplement policy can be purchased from any licensed company in
your state of residence.
As long as you pay your Medicare Supplement premium, you are guaranteed
the option of renewal, even if you’ve developed health conditions. This
is huge!
If you have a Medicare Medical Savings Account, it is illegal for a broker
or company to sell you a Medigap policy.
Medigap policies on average do not cover long-term care, dental, vision,
private-duty nursing, hearing aids and glasses. Those are covered
elsewhere.

Helpful Medigap Links

One Source Benefits is the leading provider of Affordable Medicare Supplement
Insurance Programs.

Call for your FREE CONSULTATION.
Call now to 877-549-1212.